Quick Answer: How Do I Get HPI?

How much does a HPI check cost?

As mentioned earlier, HPI offer three levels of check.

The most Basic Check costs £9.99 and comes with debt/finance, stolen, insurance write-off and imported/exported information.

The standard HPI Check will cost £19.99 and includes the full range of data..

What does a HPI check tell you?

The report, called HPI Check, informs consumers whether a vehicle has outstanding finance, been stolen, written off as a total loss, has a mileage discrepancy (clocked), had a plate change, been cloned, or has an outstanding logbook loan.

How do I buy a car that has finance on it?

Buyer optionsAsk the seller to pay off the debt before you purchase the car (making sure that you check with PPSR again before you make payment).Buy the car for the agreed amount, taking into account the payout figure. If you choose this option, you need to take the necessary steps to protect yourself.

What is unit stocking finance?

Unit stocking finance is a form of credit used by car dealers to help them stock their businesses with vehicles. These deals are often made with the car manufacturers and banks. They help avoid the car dealers having all their cash tied up in stock.

What is HPI clear?

HPI Clear refers to a car, motorbike, van or any other motorised vehicle registered in the UK that has had an HPI Check and showed no adverse data recorded against it. It is the ultimate seal of approval and offers complete peace of mind when buying a second hand car.

Are HPI checks worth it?

Mike says: ‘First and foremost, you should always carry out an HPI Check to ensure that any car you’re serious about has not been an insurance write off, does not have any outstanding finance on it and is not stolen. ‘This costs £19.99 at www.hpicheck.com and is worth doing before you even view the car.

Is HPI check legit?

HPI are the very best car history check service We always carry out an HPI when buying a second hand car. It gives reassurance and their service is second to none.

Does HPI check show VIN number?

Along with checking the vehicle registration plate, every HPI car check we offer includes a VIN check as well. This inspects whether there are any issues with the Vehicle Identification Number (VIN) and shows up if there are any problems recorded against it and the vehicle.

Can I swap a car on finance?

With Payment Swap you can change your car if it’s still on finance – even if you’re only halfway through paying it off. … Negative equity is when the value of your car is less than the amount of finance you still owe. We can finance your negative equity in your new agreement up to a certain amount.

How do I check a car’s history?

You can access this database at www.nicb.org.The NICB offers a free VIN check, which offers information about the car’s history based on the Vehicle Identification Number. X Research sourceFor example, you can use this service to find out if your car has ever been reported stolen or reported as a salvage vehicle.

How do I get a free HPI test?

There’s no such thing as a Free HPI Check so be extremely cautious of any services that claim to provide an HPI Check Free. A ‘Free HPI Check’ is not genuine and will not provide you with the information needed to keep you protected from car scams and motor fraud.

Can I part EX my car with outstanding finance?

Can I part exchange my car with outstanding finance? Getting a part exchange on a car with outstanding finance is very possible, indeed. … If you’re looking to part exchange a car where the outstanding finance is lower than what the car is worth, then you’ll have equity to use towards your new vehicle.

How do I do a HPI check?

How our vehicle checks workEnter the reg number into our vehicle checker so we can identify the car.Get your instant HPI Check report and reveal the car’s true history.Guard against clones by entering the chassis number (VIN) and logbook (V5C) details.

What is a HPI number?

The Health Provider Index (HPI) is a national database holding information to identify health providers. The HPI comprises three separate indexes for: The HPI comprises three separate indexes for which the identifiers are: CPN (Common Person Number) – issued to Practitioners (people) who provide health services.

How can I check if a car is on finance?

The most reliable way to determine whether any used car has outstanding finance is to carry out a car registration check or a vehicle history check. This check lets you know the necessary details about the car, along with information about any debts on the vehicle.

What happens if you buy a car with outstanding finance?

If there is finance owing and you want to proceed with the sale you can arrange to pay the financier so there is no debt remaining on the car. Ask the seller to arrange for a dated payout quote from the financier to be sent directly to you2.

What is the best vehicle history check?

HPI is the best-known vehicle history check companies – so much so that “HPI check” has become the generic term for checking a car’s background.

How do I check if a car is finance free?

The process of getting a free rego check is incredibly easy. All you’ll need to do is visit the website of the transport authority in your state of residence. These websites enable you to enter your plat number or Vehicle Identification Number (VIN) and instantly see your rego information.